Professional Health Insurance Solutions Tailored for You

Health Insurance Consultancy tailored to your unique needs. Secure your future with confidence.

Comprehensive Health Insurance Solutions

Health Insurance: Customized plans that secure your well-being.

Family Health Insurance illustration

Family Health Insurance

Give your loved ones the care they deserve — health protection with plans designed for every stage of life. From hospital care to preventive services, we've got you covered. Our experts guide you to affordable, reliable family health insurance plans.

A family health insurance plan (often called a "family floater") provides a shared sum insured for all members—typically you, your spouse, children, and sometimes parents.
Instead of each person having their own coverage, everyone uses the same pool of money.
Maternity Insurance illustration

Maternity Insurance Plan

Plan ahead for life's most precious moments with comprehensive maternity coverage. Maternity health insurance covers pregnancy-related expenses, including delivery and newborn care. Make your parenthood journey smoother with affordable maternity insurance — from prenatal to postnatal care, we help you find the best plans for a safe and stress-free journey.

Pre-existing condition coverage

Pre-Existing (ABCD rider)

Specialized insurance plans for senior citizens and people with specific conditions like Asthma, Blood pressure, Cholesterol, Diabetes — coverage designed for lifestyle diseases.

Cardiac care insurance plan — protection for heart related conditions. ABCD rider is an add-on to your base health insurance policy that provides coverage for medical expenses related to pre-existing illnesses.

Travel Insurance illustration

Travel Insurance Plan

Travel Smart. Travel Safe. Travel Worry-Free.

Travel Insurance protects you from unforeseen events while traveling — medical emergencies, trip cancellations, lost baggage, or flight delays. It's your safety net when things don't go as planned.

Group Health Insurance

Group Health Insurance

Healthy Employees. Stronger Business.

Your employees are your greatest asset. With our Group Health Insurance Plan, you can protect their health while building a happier, more productive workplace. It ensures your team has access to quality healthcare without financial stress.

Top-Up health plans

Top-Up Plans

Stay Connected. Stay in Control.

A Top-Up Plan is an additional health insurance cover that activates once your medical expenses exceed a specified limit (the deductible). It helps you enhance your existing health coverage without significantly increasing your premium.

Health Insurance Renewals

Health Insurance Renewals

Keep Your Coverage Active. Stay Protected Always.

Renewing your health insurance ensures you and your family continue to enjoy financial protection against medical emergencies — without any gaps. We recommend renewing at least 7–10 days before the expiry date.

Insurance Claims support

Insurance Claims

Fast. Transparent. Hassle-Free.

Filing a health insurance claim shouldn't be stressful. Our streamlined claims process ensures financial support quickly when you need it the most — so you can focus on recovery, not paperwork.

Claims can be cashless (direct settlement at network hospitals) or reimbursement (refund for expenses already paid).

Health Insurance EMI option

Health Insurance on Easy EMI

Healthcare expenses are unpredictable. Quality healthcare shouldn't be delayed due to budget constraints. Buying health insurance is now simpler and more affordable with our easy EMI facility. Instead of paying the full premium upfront, split it into convenient monthly payments — get full policy benefits from day one.

About Health Policy Guru

Hi, I'm Harika Santosh
I started my journey in the health insurance industry in August 2012 with a simple mission — to help families stay financially safe during medical emergencies. I began working as a health insurance advisor with Niva Bupa and Star Health Insurance. From day one, it was not just about selling policies — it was about supporting people when they needed it the most. Building Trust, One Family at a Time. Over the years, we've helped hundreds of happy customers:
✔️ Choosing the right health insurance
✔️ Supporting during claim settlements
✔️ Upgrading to better policies as their needs changed
As our experience grew, we partnered with more trusted insurers like: Care Health Insurance, HDFC ERGO Health Insurance, Manipal Cigna Health Insurance.
We didn't stop at individuals. We started providing Group Health Insurance for companies — from small start-ups with 7 employees to organizations with 300+ employees. Because every employee deserves protection.
Today, we proudly present Health Policy Guru
A platform built to guide, support, and protect every individual and family. We are not just agents, we are your Health Insurance Experts.
🎯 Our Promise
✔️ Honest guidance
✔️ Best policy based on your needs
✔️ End-to-end claim support
✔️ Long-term relationship & trust
"Health emergencies are unpredictable. But your financial protection doesn't have to be."
Let the Health Policy Guru guide you.
Find Your Perfect Plan

Our Simple 3-Step Process

We make securing your health policy straightforward and stress-free.

Consultation & Assessment

We start by understanding your requirement & medical history and what you're looking to achieve.

Solution & Application

Based on your needs, we identify the best options and guide you through the best suitable health policy for you.

Approval & Closing

We work diligently through the application filling and ensure smooth, timely issuance of the policy.

What Our Clients Say

Don't just take our word for it. Hear from individuals, our happy satisfied customers with Health Policy.

Given me best product from the industry without effecting my continuity and seniority at best price.

Shaik Shavalli D
Shaik Shavalli D
Local Guide

Good knowledge on health insurance.... Can be customized as per the requirement....

Ashok kumar kodumuri
Ashok kumar kodumuri
Local Guide

Excellent service! The agent explained the health policy clearly and helped us choose the best plan.

Venkatesh mulakala
Venkatesh mulakala
Customer

Ready to Discuss About Your Health Insurance Policy

Contact us today for a personalized consultation. We're here to help you every step of the way.

Send Us a Message

Our Office

Sri Harsha residency, 2, Padma Nagar Phase II Ln, Chinthal, Quthbullapur, Hyderabad, Telangana 500054

090007 86666

[email protected]

Mon - Sun: 9:00 AM – 10:00 PM